![]() ![]() You’ll need to give some basic information in order to get a real-time decision. Simply choose Affirm as your payment method at checkout. The company was founded in 2012 and has more than 200,000 active merchants due to collaboration with Shopify.Īpart from Amazon’s own Monthly Payments scheme, Affirm is the only BNPL service directly integrated into Amazon. AffirmĪffirm is one of the top Buy Now, Pay Later services and is only available in the US. READ ALSO: 6 Reasons Why Buy Now, Pay Later Services Are So Popular 2. That means you’re making five payments over 120 days, or four months. After that, you pay an installment every 30 days. You pay the initial downpayment on the day of shipping. What the company won’t do is, it won’t use a credit report to find out whether you’re a good match.Īs far as payments go, it’s pretty straightforward. It all depends on your purchase history with Amazon, what the price of the product is, and even what device you’re using to access Amazon. So, how does Amazon decide who is eligible for its BNPL? It’s highly personalized that even if you qualify, not every qualifying product will be available to you via Monthly Payments. It’s important to know that this offer may or may not be available to every customer. You will see that eligible products are labeled with a “Monthly Payments” option on the product detail page or during checkout. It offers an installment plan that applies only to qualifying products. Amazon has its own Buy Now, Pay Later service called Monthly Payments. ![]()
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